How much does Brigit cost?

How much does Brigit cost?

The Free plan:

• This includes budgeting and account monitoring tools to help keep your finances on track. You'll also have access to Deals & Offers to find ways to up your income and lower your expenses.
• Email terms1@hellobrigit.com to request an advance. See Section 7.7 of the Brigit Terms of Service for more information

The Plus plan ($8.99):

• Access Instant Cash*, Credit Monitoring**, Score Simulators, Identity Theft Protection, and the tools in the Free plan.
• With Instant Cash advances, delivery is always free. If you need your money sooner (within 20 minutes), Express Delivery is available for a small fee. You'll see both delivery options before finalizing your advance, so you can decide what's best for you.

The Premium plan ($15.99):

• Enjoy everything in the Plus plan and more—Credit Builder*** and free Express Delivery on cash advances.

What if I'm an existing Brigit Plus member?

If you're not a Credit Builder user: 

• Your experience is the same. You'll still have access to all the tools you use, at the same price, but will need to upgrade to Brigit Premium to use Credit Builder. 

If you are a Credit Builder user:

• Nothing is changing right now, either. You’ll continue to be on our original Plus plan and have access to Credit Builder, and all our other tools, until the end of your loan term. At which point, if you wish to continue building credit by opening another Credit Builder loan, you’ll need to upgrade to Brigit Premium.

* Not all users will qualify. Depending on eligibility, advances range $25–$500 (Maine residents $25-$250 only). Avg advance $73 from 2/2018 - 7/2025. Express Delivery is optional—fee may apply. Most users receive their Express Delivery within 20 minutes. $8.99–$14.99 monthly subscription may apply. Cancel anytime. Not available in all states. 

** Brigit monthly subscription required; ranging from $9.99 - $15.99. Cancel anytime. To enroll in our free option, email terms1@hellobrigit.com and state that you would like an Advance without subscribing to one of our Membership plans.

*** Impact to score may vary. Some users’ scores may not improve. Results will depend on many factors, including on-time payment history, the status of non-Brigit accounts, and financial history. Results show that customers with a starting credit score of 600 or below were more likely to see positive score change results. A Brigit subscription is required. Credit Builder loans are not available in all states.