Score Simulator is a tool within Credit Protect & Secure that is powered by TransUnion®. It starts off by looking at your current TransUnion® credit report and lets you explore how a specific change in your credit behavior might affect your credit score. This can give you insights on what you may need to do to build good credit.
How accurate are these predictions?
All of our analyses are estimates and should not be considered predictive. In the real world, credit scores are usually affected by multiple factors simultaneously, while our simulator only allows you to change one factor at a time.
How long do score changes last?
Depending on the event, score changes can last anywhere from several weeks to 10+ years