What’s the difference between my credit score and my Brigit score?

What is my Brigit score?

Brigit looks at your account information and calculates a Brigit score from 0-100. The score is used to help you better understand your financial wellness and determine whether or not we can send you advances. It does not reflect your credit health or take into account your credit report information.

What is my credit score?

A credit score is a 3-digit number maintained by three main credit bureaus - TransUnion®, Equifax and Experian - that represents your creditworthiness —or how likely you are to pay back the money you borrow. Lenders typically use your credit score to determine if you qualify for a loan, at what interest rate, and what credit limit you get. Brigit does not use your credit score to provide you access to Instant Cash advances. Your credit score will be impacted when you open up a Credit Builder account with Brigit (see Credit Builder section for more details)