Bank Account Requirements

To qualify for Brigit Instant Cash, your checking account must meet the following criteria:

Checking account with sufficient activity:

• Adding your primary checking account and using it daily helps us accurately predict your spending and earning patterns.

• Using your account every day for a couple of weeks should satisfy the requirement.

Checking account has at least 60 days of activity:

• If you just opened your account, wait until your account is 60 days old.

• If your account has been open for over 60 days,  please wait one business day, and if the requirement is still not met, reach out to us.

Balance is greater than $0:

• We’ve found that members with less than $0 in their bank account have trouble using our service to maximize their financial health. 

• If your balance is above $0, please hold tight until we receive updates from your bank to meet this requirement.

You have a cash cushion in your account at the end of day you receive your paycheck:

• We require a minimum average end-of-day balance on days you receive your paycheck to make sure that you can repay Brigit on time.

You have a cash cushion in your account the day after you receive your paycheck:

• We require a minimum average balance the first day after previous days you receive your paycheck to make sure that you can repay Brigit on time.

Deposit or Income Requirements:

To qualify for Brigit Instant Cash you must have at least three recurring deposits from the same employer or deposit source. 

Please note: 

• ATM deposits, paper checks, cash transfers, or paychecks with irregular pay schedules do not qualify at this time.

For live support join us on chat M-Thur 11AM-3PM EDT at www.hellobrigit.com/faq