How do I protect myself from identity theft?

With Brigit’s $9.99 a month membership, you can get access to services that can help protect you from identity theft. These include:

1. Credit Alerts

Credit alerts are notifications about changes that can affect your credit. We notify you about fraud, hard inquiries, new accounts, new public record events, and new personal information on your credit file. We believe the sooner you know what has happened, the sooner you can take action to restore your identity.

2. Identity Protection

Identity Protection is a service that helps you protect your identity when your information is compromised.

By turning ON your Identity Protection, you can get reimbursed for expenses related to identity theft with $1,000,000 Identity Theft Insurance, repair and restore your identity with Restoration Services, and cancel and replace all items commonly carried in your wallet with Lost Wallet Assistance.

What other measures can I take to prevent identity theft?

• Don't carry your Social Security card with you
• Refuse to provide your Social Security number. Only a few organizations such as motor vehicle departments, tax departments and welfare departments have the right to require your Social Security number. In addition, employers, banks and other financial institutions that necessitate tax transactions can require your Social Security number, but for all other accounts - ask if they will accept an alternative proof of identification
• Don't put your Social Security number on your driver's license - ask for an alternative number to be provided
• Don't put your Social Security number on your personal checks
• Watch for people who may try to look over your shoulder, eavesdrop or take a picture with a camera phone when exchanging personal information
• Shred. Before you throw out any documents that contain any sensitive or personal information such as credit card statements or offers, utility bills or tax documents make sure you completely shred them
• Use a locked mailbox to send and receive all mail
• Frequently check your Public Record Profile to validate that all of the information reported is correct
• Frequently check your credit report(s) to validate that all of the information listed is correct
• Do not respond to suspicious "Phishing" email requests and never send information such as your Social Security information, credit card number or User ID/Password information through an email
• Never provide information to a telephone solicitor unless you have initiated the call and it is a legitimate institution