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  1. Brigit Help Center
  2. Credit Builder
  3. How Does Credit Builder Work

How Does Credit Builder Work

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  • What happens to my loan?
  • How does the credit builder account work?
  • Who qualifies for Credit Builder?
  • What is a credit builder loan with Brigit?
  • Will there be a hard pull of my credit score when I open my credit builder account?
  • How will the credit builder account impact my credit score?
  • Is my credit score guaranteed to go up with a credit builder account?
  • Why should I sign up for Brigit’s credit builder account?
  • Do you report to all three credit bureaus when building credit with Brigit?
  • How much does it cost to build my score with Brigit?
  • Does Brigit perform a credit check when opening a credit builder account?
  • Can I cancel my credit builder account at any time?
  • How is this different from the Instant Cash with Brigit?
  • Can I access the money from my credit builder loan?
  • Will I be denied if I have no credit score or a low credit score on my consumer credit report?
  • How long will it take to open my Brigit credit builder account?
  • How long does it take for my credit builder loan to appear on my credit report?
  • When and how does Brigit report your payments to credit bureaus?
  • Is my credit builder account FDIC insured?
  • Why do I need to give you my Social Security Number?
  • Why do I need to connect my bank account?
  • What happens when my credit builder account is complete?
  • I’m having trouble accessing Credit Builder
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